IMPLEMENTASI SISTEM PEMBAYARAN QRIS TERHADAP KINERJA KEUANGAN PADA UMKM DI PALEMBANG INDAH MALL

Dwi Riana, Yesita Astarina, Ulfah Muharramah, Andriansyah Bari

Abstract


Purpose– QRIS is the latest innovation in digital payment, namely the Quick Response Code Indonesian Standard. QRIS, which was initiated by Bank Indonesia, provides convenience in transacting anywhere and anytime. This study aims to compare before and after using QRIS on financial performance in MSMEs at Paleimbang Indah Mall. 

 

Design/methodology– This study uses a comparative method. Data collection techniques are using online questionnaires and interviews. Data analysis uses the Wilcoxon Signed Rank Test by comparing before and after using QRIS on financial performance in MSMEs in Palembang Indah Mall..

 

Findings -   The results show that there is a difference between before and after the use of QRIS on financial performance in the MSME sector at Palembang Indah Mall

Keywords


QRIS, Financial Performance, Digital Payments.

Full Text:

PDF

References


Christiana, I., Febriaty, H., & Putri, L. P. (2024). PENERIMAAN E-MONEY: PENERAPAN UNIFIED THEORY OF ACCEPTANCE AND USE OF TECHNOLOGY (UTAUT) MODEL. Motivasi: Jurnal Manajemen dan Bisnis, 28-36.

Elveera, & Astarina, Y. (2021). Metodologi Penelitian. Yogyakarta: CV Andi Offset.

Handayani, S., & Alwi, M. (2023). PENILAIAN KINERJA KEUANGAN BERDASARKAN NET PROFIT MARGIN, CURRENT RASIO, TOTAL ASSET TURNOVER, DAN INVENTORY TURNOVER. Morivasi: Jurnal Manajemen dan Bisnis, 42-49.

Malahayatie, M., & Nurhaliza, S. (2020). Pengaruh Rasio Profitabilitas dalam Menilai Kinerja Keuangan pada PT Bank BRI Syariah Tbk Tahun 2014-2018. Jurnal Ekonomi Syariah, Akuntansi dan Perbankan, 179-204.

Mayanti, R. (2020). Faktor - Faktor yang Mempengaruhin Penerimaan User terhadap Penerapan QRIS sebagai Teknologi Pembayaran pada Dompet Digital. Jurnal Ilmiah Ekonomi Bisnis, 123-135.

Muzdalifa, I., Rahma, I. A., & Novalia, B. G. (2018). MSME Development Between Conceptual and Practical Experience: The Role of Fintech in Increasing Inclusive Finance for MSMEs in Indonesia. Jurnal Ekonomi dan Perbankan, 1-24.

Niu, F. A., & Wokas, H. R. (2021). Analisis Komparasi Rasio Profitabilitas Bank BUMN Sebelum dan Saat Adanya Pandemi Covid-19 Tahun 2019-2020. Jurnal Riset Akuntansi dan Auditing, 1-15.

Putri. (2021). Pengaruh Literasi Keuangan, Financial Technology dan Inklusi Keuangan terhadap Kinerja UMKK di Kota Kupang. Keuangan, 1-15.

Riana, D., & Astarina, Y. (2023). Pengaruh Perputaran Kas dan Perputaran Persediaan terhadap Return on Assets pada Perusahaan Farmasi di BEI. Jurnal Aplikasi Manajemen dan Bisnis, 66-76.

Rahardjo, B., Ikhwan, K., & Siharis, A. K. (2019). PENGARUH FINANCIAL TECHNOLOGY (FINTECH) TERHADAP PERKEMBANGAN UMKM DI KOTA MAGELANG. Prosiding Seminar Nasional Fakultas Ekonomi Untidar (hal. 347-356). Magelang: Universitas Tidar.

Sihaloho, J., Ramadani, A., & Rahmayanti, S. (2020). Implementasi Sistem Pembayaran Quick Response Indonesia Standard Bagi Perkembangan UMKM di Medan. Jurnal Manajemen Bisnis, 287-297.

Sriekaningsih, A. (2020). QRIS dan Era Baru Transaksi Pembayaran 4.0. Yogyakarta: CV Andi Offset.

Wojcik, D. (2021). Financial Geography II: The Impacts of Fintech-Financial Sector and Centres, Regulation and Stability, Inclusion and Governance. Progress in HUman Geography, 878-889.

Xena, P., & Rahadi, R. A. (2019). Adoption of E-Payment to Support Small Medium Enterprise Payment System: A Conceptual Model. International Journal od accounting, Finance and Business, 32-41.




DOI: https://doi.org/10.32502/mti.v9i2.9180

Refbacks

  • There are currently no refbacks.


Copyright (c) 2024 MOTIVASI

 

Creative Commons License

Motivasi: Jurnal Manajemen dan Bisnis is Published by Management Department, Economic and Business Faculty, Muhammadiyah University of Palembang. This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

 

Indexed/Abstracted