ANALISIS TINGKAT KESEHATAN BANK PADA PT. BPR SINDANG BINAHARTA

Abstract

Health Analysis of Rural Banks (BPR) Based on the Decree of the Board of
Directors of Bank Indonesia no. 30/12 / Kep / DIR Date 30 April 1997 on
Procedures for Rating of Rural Bank Health Rating (BPR). The Health Rating
of Rural Banks (BPR) is measured using the parameters of Capital, Assets
Management, Earning and Liguity. This study determines the health
predicate of the bank. Data used in the form of bank financial statements
published in 2011 - 2015. data collection techniques used financial study
methods, methods of documentation, method keperpustakaan. The capital
aspect shows PT. BPR Sindang Binaharta is able to maintain the
management of its own capital and risky assets, and able to cover the losses
on the loans. The quality aspect of productive assets shows PT. BPR
Sindang Binaharta is less able to overcome business risks contained in the
given credit component. aspects of management, during the year 2011 -
2015 PT. BPR Sindang Binaharta has a level of effectiveness that has not
been well connected with the results of NPM calculation in 2015. The profit
aspect shows PT. BPR Sindang Binaharta is able to bear the existing
operational expenses with received operating income. Liquidity aspect
shows PT. BPR Sindang Binaharta has the ability to meet the obligations
that must be met and can repay its depositors.