ANALISIS PERBANDINGAN ROA, ROE, NPM, DAN BEBAN OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL
Abstract
Purpose–This study aims to determine and analyze whether there are significant differences in ROA, ROE, NPM and BOPO at Bank BCA Tbk and Bank MEGA Tbk
Design/methodology– Using the comparative analysis method. The research instrument is taken from the annual report of each state-owned company, namely PT BANK BCA Tbk and PT BANK MEGA Tbk, which are listed on the Indonesia Stock Exchange in the form of a financial report data table consisting of a report on Profit After Tax, Own Capital, and Operating Costs for the period 2011-2020. accessed from www.idx.co.id. And each of his websites. The population in this study is all data on the financial statements of Bank BCA and Bank Mega for 20 years from 2000-2020. The sample in this study is data on the financial statements of Bank BCA and Bank Mega for 10 years from 2011-2020. While the sampling technique using proportional sampling. Location The object of this research is located at the Head Office, Menara BCA, Grand Indonesia, Jl, MH Thamrin No. 1, Central Jakarta, JK 10310 Menara Bank Mega Head Office Jl. Captain Tendaen 12 – 14A South Jakarta, JK 12790. Data collection techniques used are documentation and literature study. Data analysis techniques used are Normality Test and Independent Siple t-test.
Findings - The results showed that there were differences in financial performance between Bank BCA and Bank Mega in the ratio of ROA and ROE. Meanwhile, for the ratio of NPM and BOPO, there is no difference in financial performance. .
Keywords
Full Text:
PDFReferences
Afriyeni, A., & Fernos, J. (2018). Analisis Faktor-Faktor Penentu Kinerja Profitabilitas Bank Perkreditan Rakyat (Bpr) Konvensional Di Sumatera Barat. Jurnal Benefita, 3(3), 325.
Antara, S., Sepang, J., & Saerang, I. S. (2014). Analisis Rasio Likuiditas, Aktivitas, Dan Profitabilitas Terhadap Return Saham Perusahaan Wholesale Yang Terdaftar Di Bursa Efek Indonesia. Jurnal Riset Ekonomi, Manajemen, Bisnis Dan Akuntansi, 2(3), 902–91
Asaff, R., & Suryati, S. (2020). Analisis Kinerja Keuangan pada PT. Bank Rakyat Indonesia (Persero) Tbk. yang Terdaftar di Bursa Efek Indonesia Tahun 2014-2018. JEMMA (Journal of Economic, Management and Accounting), 3(1), 81-95.1
Endhiarto, T, Febrita, Y, & Fadah, P.I. (2015). Analisis Perbandingan Kinerja Keuangan Bank Konvensional Dan Bank Syariah. Jurnal. Program Studi Manajemen Fakultas Ekonomi Universitas Jember 2015.
Fernos, J. (2017). Analisis Rasio Profitabilitas Untuk Mengukur Kinerja PT. Bank Pembangunan Daerah Sumatra Barat (Studi Kasus Pada PT. Bank Pembangunan Daerah Provinsi Sumatera Barat).
Icha, P & Alwi. (2021). Analisis Rasio Keuangan yang mempengaruhi Return on Investment Perusahaan Telekomunikasi yang Go Public di Bursa Efek Indonesia. Motivasi Jurnal Manajemen dan Bisnis. 6(2). 107-116.
Linawati, N. (2013). Perbandingan Kinerja Keuangan Antara Perusahaan Asuransi, Bank, Efek, Dan Leasing Periode 2007-2010. Jurnal Program Studi Manajemen, Fakultas Ekonomi Universitas Kristen Petra Surabaya.
Nugraha, D. A. (2014). Analisis perbandingan kinerja keuangan bank syariah dengan bank konvensional (Studi kasus pada PT. Bank Syariah Mandiri dan PT. Bank Central Asia) (Doctoral dissertation, Universitas Muhammadiyah Surakarta).
Purnamawati, I. G. A. (2014). Analisis Komparatif Kinerja Keuangan Perbankan Asean Setelah Krisis Global. Jurnal Program Studi Keuangan dan Perbankan Unmer Malang.
Putri, A. M., & Iradianty, A. (2020). Jurnal Mitra Manajemen ( JMM Online ). Jurnal Mitra Manajemen (JMM Online, 4(8), 1103–1117.
Putri, Y. F., Fadah, I., & Endhiarto, T. (2010). Analisis perbandingan kinerja keuangan bank konvensional dan bank syariah. Jurnal Ekonomi Akuntansi dan Manajemen, 14(1).
Prasongko, G. A & Hirawati, A (2022). Pengaruh Net Profit Margin, Return on Asset dan return on Equity terhadap Pertumbuhan Laba. Motivasi Jurnal Manajemen dan Bisnis. 7(1). 59-69
Suryani. (2011). Analisis Pengaruh Financing To Deposit Ratio (Fdr) Terhadap Profitabilitas Perbankan Syariah Di Indonesia. Walisongo: Jurnal Penelitian Sosial Keagamaan, 19(1), 47.
Tampubolon, S & A Prima, A. P. (2020). Profitabilitas Pada Bank Perkreditan Rakyat Di Kota Batam. Akrab Juara.
Vernida, M., & Marlius, D. (2020). Analisis Rasio Profitabilitas Pada Pt. Bank Perkreditan Rakyat (BPR) Cempaka Mitra Nagari Padang. Akademi Keuangan dan Perbankan “Pembangunan,” 1–11.
Yanti, N. (2019). Analisis perbandingan kinerja keuangan antara perbankan konvensional dan perbankan Syariah yang listed di Bursa Efek Indonesia. Journal of Economics and Management Scienties, 2(1), 037-056
Widiyaningsih, V. A., & Suwasono, H. (2020). Analisis Perbandingan Kinerja Keuangan Bank Pemerintah dengan Bank Umum Swasta Nasional: Studi Kasus pada Perusahaan Perbankan yang Terdaftar di BEI 2017-2019.
DOI: https://doi.org/10.32502/mti.v8i1.4784
Refbacks
- There are currently no refbacks.
Copyright (c) 2023 MOTIVASI: Jurnal Manajemen dan Bisnis
Motivasi: Jurnal Manajemen dan Bisnis is Published by Management Department, Economic and Business Faculty, Muhammadiyah University of Palembang. This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Indexed/Abstracted