PENGARUH LIKUIDITAS TERHADAP PROFITABILITAS PADA PT. BANK SYARIAH MANDIRI PERIODE 2016-2020

Abstract

This research focuses on empirical evidence of the effect of liquidity on profitability at PT. Mandiri Syariah Bank. By using a quantitative approach, this study seeks to examine the effect of Liquidity proxied by Financing to Deposit Ratio on Profitability proxied by Return On Assets at PT. Mandiri Syariah Bank. With the formulation of the problem, first, how the effect of liquidity on profitability at PT. Bank Syariah Mandiri Period 2016-2020. Second, how is the impact of liquidity on profitability at PT. Mandiri Syariah Bank. This study aims to, first, determine the effect of liquidity on profitability at PT. Bank Syariah Mandiri Period 2016-2020. Second, knowing the Impact of Liquidity on Profitability at PT. Mandiri Syariah Bank. The steps taken in this study are to seek and find data relevant to Liquidity and Profitability at PT. Bank Syariah Mandiri, the data used is secondary data obtained from the quarterly financial statements of PT. Bank Syariah Mandiri for the period 2016 to 2020. Then the researchers carried out data processing (data analysis) using the SPSS (Statistical Product And Service Solutions) program. From the results of the study indicate that liquidity has no effect on profitability at PT. Bank Syariah Mandiri period 2016-2020. The amount of tcount is -2.081 smaller than table 2.10092 and the significance value for the FDR variable is 0.052, compared to the significance level (? = 0.05) then 0.052 > 0.05. So that the level of liquidity owned by a bank has no effect on profitability at PT. Mandiri Syariah Bank.